You cannot finish your manuscript in time to submit it for the Fence Moden Prose Prize? You might be interested in the Pageturner Prize.
Entry for the 2013 Tibor Jones Pageturner Prize is open to any unrepresented writer with a completed or nearly completed draft of an unpublished novel and can be submitted from Wednesday November 14th 2012 until January 14th 2013.
The winner of the prize will be announced at the London Book Fair 2013 and will receive £1,000 and literary representation by Tibor Jones & Associates.
You can learn more here.